The importance of getting service from a top independent engineers and architects insurance company is something which must never be underestimated, whatever the size of your firm. The current state of the economy means that it’s more important than ever for architects to make every endeavor to protect their personal finances as well as the assets of their firm. Making certain your company has all of its bases protected is important for any business owner. In the architecture area, this is vitally critical as a small error or omission can result in substantial amounts of expensive litigation. The cost of said litigation is commonly enough to wipe out a small business, even if you are found not liable in the end. The potential damage to your reputation is also something you need to think about. If you care about your company’s success, teaming up with an independent architects and engineers insurance company is essential. As an independent architect insurance company with significant expertise, Fenner & Esler is able to help you navigate this difficult course to find architects & engineers insurance that will work best for you.
Options for Architects Insurance
The cookie cutter policies found from other architects & engineers insurance brokerages online stop a lot of architects from obtaining policies which are effective and will fit their needs. Many beginning architects make the potentially career-ending mistake of going without structural architect insurance coverage entirely, because they are so frustrated with these cookie-cutter plans. Beginning architects make this mistake more frequently than you might expect. Many believe it is better to keep putting aside money in case of an emergency, believing the only other option is paying for costly insurance services they do not actually need. There are several issues with this particular scenario, however. First, it’s way too tempting to just take out from the cash that was put away, leaving the firm in serious jeopardy should an issue occur. As many lawsuits are filed years following the completion of a project, you never know when the money might be needed. Also, many people underestimate how much money they will need to spend in legal costs, even when they are found not liable. Court cases can drag out for years and bankrupt your business, not to mention ruining your reputation. Even if unfounded, architects & engineers insurance can additionally help you protect against claims of negligence. Locating an independent architects and engineers insurance company which is able to offer scalable architects and engineers insurance to suit your precise needs is a much better solution, and one that will ensure the ongoing future of your business.
Architect Insurance Company
Finding a quality architects & engineers insurance company may be hard considering how many online insurance offers you will run into. Comparing different policies the insurance carriers will offer is also hard, because they have a lot of various elements, including exclusions, deductibles, and riders. architects in solo practices and small firms will typically lose in this scenario as well, as a clear-cut and comprehensive engineer and architect insurance policy will typically over-insure while being incredibly pricey.
Working with a professional liability architects insurance company is an important part of your career, which is why keeping a few facts in mind is important. A few examples are:
- Both you and the client benefit from professional liability insurance
- It can help you get more clients
- It is important regardless of how small or large your projects are
- Having a policy in place is even essential in retirement
Would you like to find out more about what we’re capable of offering as a professional liability architects and engineers insurance company? Fenner & Esler has experts standing by to take your call.
Architects Insurance Companies
We’re an independent architects insurance broker and possess years of experience working with design professionals. As such, we understand that no architecture firms are alike. Given the distinctions in the nature of the projects along with the experience of the professional in the firm, every company is forced to deal with unique risks, so their needs for architect insurance additionally vary. Unlike many of the larger architect and engineers insurance companies, we take the time to hear all of your concerns and learn about your business needs. This way we may use our business experience to come up with a comprehensive architect liability policy with coverage from A-rated carriers which will be certain to match your needs precisely. The benefit of service from Fenner and Esler is that you don’t just have the proper amount of insurance coverage, however you also have the most affordable policy premiums possible.
Trusted Choice for Architect Insurance
Fenner & Esler has worked hard over the past three decades to acquire the reputation as the finest architects and engineers insurance company. As an independent brokerage that specializes in meeting the insurance and risk-management requirements of our clients, our dedication is with the design professional we serve rather than insurance agents whose responsibilities are with the businesses for which they work. Another advantage of partnering with an independent architects and engineers insurance company is that our representatives use their in-depth knowledge of the risks involved in the design industry to craft customized insurance policies that meet the requirements your firm today, that have the flexibility to change since your insurance conditions differ in each period of your career.
Architect Insurance Broker
What you won’t get from a one-size-fits-all architects and engineers insurance policy from larger online architects & engineers insurance companies is the best practices for risk management in the design industry. While it’s possible to spend hours researching this information, it’s still important to determine whether or not a certain recommendation pertains to your practice and is consistent with the laws and ordinances in your state. Besides developing custom architect E&O insurance policies, Fenner and Esler is also your partner in risk management. From notifying you of the latest industry practices that pertain to your practice, to evaluating contracts and providing guidance about how to protect your company, Fenner and Esler provides you with the reassurance that you are doing everything possible to safeguard your business from frivolous claims and expensive litigation. With Fenner & Esler on your side, you may be confident you are receiving architect insurance from a company you can count on to keep the big picture in mind without overlooking any detail. This is the reason such a large number of firms depend on Fenner & Esler when they need an architects & engineers insurance company.
Highly Rated Architects & Engineers Insurance
As a top quality independent architect and engineers insurance company, we have developed and maintained connections with sound A-rated engineer and architect insurance providers. You will possess the security to know that if you require it, your architects professional liability insurance policy will be there to safeguard you. We offer professional liability insurance policies that are scalable, so they are perfect for beginning architects that are just getting their business started. This way, as you get more business, your coverage can be scaled up to represent the degree of protection you will want. Later in your career, your policy could be altered to provide cost-effective protection if former customer chooses to file a lawsuit years following the completion of a job. This is among the reasons we’re a top choice for those trying to find architects insurance companies.
Architects Insurance Brokerages
At Fenner and Esler, we never take our strong standing for granted. In addition to our services for architects, we also supply environmental consultants insurance, surveyor insurance and architect and engineers insurance, providing service to a wide range of professionals in the design industry. We’re here to listen to and assist you with addressing your concerns, whether you’re not certain if you have the right amount of architect errors and omissions insurance coverage, you want to renew your present architects PL insurance, or you’re simply curious what other architects and engineers insurance options are available. If you need to provide effective protection for your company, call Fenner & Esler, a top quality architects and engineer insurance company you will find.